ilmscore | Financial Planning - Home Loan & SIP Predictions
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Financial Planning - Home Loan & SIP

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Recent Predictions

Total: 2
Correct: 0
Incorrect: 0
Pending: 2
Prediction
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Predicted at
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Video
Under Option 1 (₹50 lakh home loan at 7.5% for 20 years with parallel ₹8,000/month SIP at 12% return, and 7% average inflation), the net return after 20 years is predicted to be approximately ₹1.51 crore.
"At 7% average inflation is 2.67 CR, from that the total outflow i.e. EMI plus SIP is reduced by 1.16..."
Groww Groww
Dec 26, 2025
Pending
Should you increase ...
Under Option 2 (₹50 lakh home loan paid off in 14 years by increasing EMI, followed by ₹48,280/month SIP for 6 years at 12% return, and 7% average inflation), the net return after 20 years is predicted to be approximately ₹1.28 crore, which lags Option 1 by ₹23 lakh.
"The total inflow here after 20 years is approximately around Rs 2.43 crore. Outflow similar at 1.16 ..."
Groww Groww
Dec 26, 2025
Pending
Should you increase ...